Guarantee
Research and Technology Fund, Nano Technology Fund
What is a guarantee?
One of the challenges facing knowledge-based and technology companies is the lack of credibility with banks due to their novelty, as well as banks' insufficient familiarity with technological activities to issue the necessary guarantees. Therefore, this fund, as one of the country's most specialized technology development funds in the field of guarantee issuance, issues various types of guarantees required by active technology companies, given its legal authority (approved statutes by the Council of Ministers, circulars announcing the guidelines of Article 4, paragraph K of the regulations governing government transaction guarantees), by accepting the risk and providing greatly facilitated conditions.
Introduction to Guarantee Letters and their Issuance at the Nano Fund:
Granting Various Types of Guarantee Letters
The Fund, as a reputable financial institution accepted by most ministries and large organizations, provides the following guarantee letters to individuals or legal entities after completing the validation process and obtaining the necessary guarantees:
Guarantee of Proper Job Performance
Guarantee of Deficiency of the Guaranteed Amount
Tender Guarantee Letter
Guarantee of Proper Fulfillment of Commitments
Advance Payment and Payment Commitment Guarantee
Guarantee issuance process
General Description
- The check must be a banker’s check of a legal entity (company, institution, etc.).
- The defined seal of the legal collection for the bank should be engraved on the check.
- The signatures of the owners of signatures defined for the bank should be included on the check.
- On the check, write the amount in letters and numbers without date in the name of the Nano Technology Development Fund.
- Pay attention to the fact that the sums of letters and numbers do not conflict.
- Remittance of checks should not be scratched and writing should be avoided.
- The back of the guarantee checks should be endorsed (the guarantors should put their signatures and fingerprints and insert the national ID code)..
- Personal checks will not be accepted unless the real person is a party to the contract.
- On the promissory note, enter the amount in letters and numbers in the name of the Nano Technology Development Fund.
- On the promissory note, the name of the company should be included along with the national ID, exact address and signature stamp.
- The back of the promissory notes should be endorsed by the guarantors, signature, fingerprint and national code should be included.
Instructions for Sending Guarantee Letter Requests
In less than 3 minutes
- Sending a tender letter or an auction letter in which the number and details of the tender or auction are clearly specified; In order to issue a guarantee of participating in a mandatory tender or auction
می باشد. - The meaning of instant validation includes inquiry of returned checks and inquiry of arrears of bank facilities.
- First of all, the property valuation process must be done by an official judicial expert. It is mandatory to submit the image of the one-page property document (cadastre) and building permit (end of work) to the official judicial expert.
- If the property document is a notebook; The process of converting a notebook document into a single sheet takes about 30 days. It will take a maximum of 7 working days to announce the opinion of the official expert.
The limits of the costs of the real estate process:
- The fee of the official expert will be according to the tariff of the official centerexperts on the site. . http://karshenasan.ir . and based on the value of the property or the value of the loan.
- It is worth mentioning that if it is necessary for an official expert to be present in the cities, the cost of the daily mission is equivalent to 3 million Rials and the cost of traveling to and from the property will be borne by the applicant.
- The office fee is calculated based on the value of the property and according to the office tariffs in Appendix No. 4.
Features of the most recent document:
The introduced property must be in Sahl al-Bai, a residential city, and must be free and not under a bank mortgage or… Also, the value of the property should cover the principal and sub-funds of the facility. Considering the subsequent costs, usually 70% of the property value in Tehran and 60% of the property value in big cities such as provincial centers are considered.